Paylio vs Fungies

Fungies is a full storefront + billing platform — great if you sell digital products, games, or SaaS and want a beautiful hosted checkout with multiple layout options. They charge 5% + 50¢ per transaction as a Merchant of Record.

Paylio is API-first — designed for developers who want to integrate subscription billing into their own app with minimal code. Flat $19/month pricing, built-in entitlements, and the simplest possible integration.

Choose Paylio if:

• You want API-first billing integrated into your own app
• You prefer flat pricing over per-transaction fees
• You need built-in entitlements to gate features by plan
• You need multi-gateway support (Stripe + Razorpay)

Choose Fungies if:

• You want a hosted storefront with beautiful checkout
• You're selling digital products or games alongside subscriptions
• You want usage-based billing out of the box
• You need a Merchant of Record for tax compliance